SAWYER COVERAGE COMPASS

TRANSPARENT ESTIMATE

Life Insurance Needs Estimator

Estimate the financial obligations your coverage may need to address. Use approximate amounts when exact figures are unavailable.

Annual incomeYears of income replacementMortgage balanceOther debtsFinal expensesEducation funding goalsOther family goalsBusiness obligationsExisting life insuranceDesignated liquid resources

Planning need = income replacement + obligations − existing coverage and designated resources.